On a business that's set up to be lent to. We handle the filings, build the file and tell you the order. You sign every credit application yourself, with us beside you.
Get Your Free Funding Plan See a Real FileAngel Profiles members get a reduced funding fee. Ask about it on your call.
Banks don't fund effort. They fund what's on paper, and they rarely tell you why they said no. These are the things we see most:
The business gets paid, but the money lands in a personal account. To a bank, the business looks empty.
Two cards at 99% can cost 70 points on a file with no late payments at all.
About $200,000 in revenue and no ledger. Nobody can lend against a number they can't see.
No business bank account, no D-U-N-S number, no website or phone that match the filing.
David and Anna's family business: a small law firm LLC, no aged company, no shortcuts. Here's every bank, including the ones that said no.
| Chase | $30,000 |
| Amex | $24,000 |
| Five other banks | Declined |
| Chase Ink Unlimited | $75,000 |
| Navy Federal (3 applications) | $91,000 |
| BestEgg, GM | Declined |
Same bank as round one, two and a half times the limit, on a file with eight more months of history.
$54,000 in round one, then $75,000 and $91,000 in round two, on one family business.
Between rounds: on-time payments, balances down, and trade accounts reporting. Names changed for privacy. Results depend on your file and each lender's decision.
The same order every time. Most of the work happens before you apply.
Send your report and statements. In a 20-minute call you get your path, and a written checklist follows.
Business bank account, business identity, books, card balances down before statement dates.
You apply to the banks in your plan, in order, over about three weeks. We're beside you for each one.
Payments on time, balances down, trade accounts reporting. This is what makes the next round bigger.
Usually larger, because the business now looks the way it actually is.
Your business has steady deposits. You can fund against your revenue while we build the rest.
Your file is solid, but something is holding it back. We fix that first, then you apply.
Something on your report has to be resolved first. We tell you exactly what, and check back in 90 days.
Your funding plan is free. Everything else is priced on your call, once we've seen your file.
For when there's no business to build on yet.
If you choose to work with a funding agent on your applications, their fee is agreed separately and in writing, and it's due only after you're funded. Angel Profiles members get a reduced funding fee.
Applications add inquiries, which is why the order matters. Your plan tells you which banks, in which order, and when to stop. Nothing is submitted without you.
Many business cards offer an introductory 0% APR, often for 12 to 18 months. Payments still start right away, and the card's regular rate applies after the intro period. Your plan includes how you'll use the money and pay it down.
No. If you don't have one, Entity Launch sets it up. If you do, we check its standing first.
Then we say so, tell you what to fix, and book you back in 90 days. There's no fee for that.
Send these four things and book a 20-minute call.
